General agreements

General terms and conditions of credit contract 2021 08 11 (PDF)
General part of bank account contract 2021 06 09 (PDF)
General part of online banking contract 2021 06 09 (PDF)
Accumulation account agreement (valid from 2021-11-01)
Term deposit agreement (valid from 2021-11-01)

General terms and conditions of the payment initiation services merchant agreement (valid from 2023-06-30) (PDF)
Terms and conditions for the provision of payment initiation services to the payer (valid from 2023-06-30) (PDF)