Overnight deposit

No need for a fixed term deposit – earn 1.6% p.a. on your SME Bank balance

Flexibility: Minimum term of just 1 day!

Minimal amount: From €10,000.

Valid until: 4 May 2026.

Initial Deposit

Min. 10 000 EUR

EUR

Term (days)

From 1 d.

You will earn

0.00 €

An interest rate of 1.6% will be applied at the time of contract execution. This offer is valid until May 4th, 2026, with a minimum term of 1 day and a minimum deposit of €10,000.

Overnight deposit is the right choice for your business

No frozen capital. Keep your company’s liquidity fully accessible.

Total flexibility. No need to terminate any agreements when you need to access your funds.

Daily returns. Interest is calculated daily on current account balances exceeding €10,000.

Seamless process. Interest is applied automatically to your account.

Fully protected. All client accounts are insured by the SE „Deposit and Investment Insurance”.

How does it work?

Become an SME Bank client

Deposit a minimum of €10,000

Sign the agreement

Start earning overnight

Overnight Deposit Application

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