Frequently asked questions

Deposits held by SME Bank are insured with Public Institution Deposit and Investment Insurance. More information about deposit insurance can be found here.

The minimum deposit amount is EUR 1 000.

The maximum deposit amount is EUR 1,000,000. You can contact us regarding a larger amount by phone +370 601 88888 or e-mail [email protected].

The minimum deposit term is 1 month.

The maximum term of the deposit is 36 months.

You can conclude a deposit agreement remotely by logging in to online banking.

• Choose the frequency of interest payment – at the end of the term or monthly.
• Contract term.
• Deposit amount (from 1000 EUR)
• Account that contains funds to make a deposit.
• Extension term – with interest, without interest or without extension.

After completing all the fields, read the terms and conditions and indicate whether you agree with them. Please check that you have filled in all the fields correctly and click “Confirm”.

By clicking “Download”, you can download the concluded deposit agreement.

At the end of the term of the deposit agreement, you can enter into a new agreement with the conditions applicable at the time of conclusion of the agreement.

The deposit agreement can be terminated by notifying the bank’s employees 14 days prior to the termination term. If you have any questions, you can contact us by phone +370 601 88888 or e-mail [email protected].

You can learn about the terms and conditions of deposits for different terms by contacting us by phone +370 601 88888 or e-mail [email protected].